Teaching is one of the most underpaid and underappreciated professions in America. Nobody goes into teaching "for the money" but that doesn't mean teachers do not need it--and teachers most of all need to be helped so that they can continue to positively affect the lives of their students. Numerous companies across America have recognized that we should give back to teachers by offering special deals and discounts. The government also has funded programs to reward these same people who are largely responsible for the development of America's future leaders.
Whether you're interested in adding a little extra to savings or federal programs that offer thousands in rebates and savings, we've created a list of the 16 best discounts out there.
. Auto Insurance Savings for Teachers
You might think you’re already paying a low auto insurance rate, but research shows that very few people pay less than $50 per month for car insurance. If you’re currently paying more than $50 per month, and have had no accidents or tickets in the past two years, you can probably secure a much lower car insurance rate. The best way to do that is to compare quotes from multiple insurers – let them compete for your business.
Depending on your age and other factors, teachers could get a huge discount on car insurance. With Best Quotes Auto Insurance, you fill out a simple form and they’ll provide you with multiple quotes you can choose from. At the very least, you can use the offers and information they give you as leverage when negotiating with your current care insurance company.
. Consolidate All Your Existing Debt Into One Simple Payment
Guiding the future leaders of our country may be rewarding, but it doesn't always mean it's easy, especially when your salary mediocre at best. Having unsecured debts can be a challenge even for someone who is an administrator or works in upper level management. Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. The likelihood in these circumstances of reducing interest rates is very high, and there are many firms out there who will walk you through the process making it simple and painless.
If you owe more than $10,000 in debt, there is a proven debt relief program made available for teachers by Freedom Debt Relief that can not only consolidate your loans, but also reduce the amount of money you owe.
. Use HARP – Let The Government Pay For Your Mortgage
If you’re a teacher and homeowner you could save yourself thousands of dollars each year by taking advantage of the government program called HARP. The Home Affordable Refinance Plan (HARP), passed by Obama, was intended to help you reduce your monthly payments by as much as $4,2641 per year. The program was set to expire in 2017 but has been extended to 2018 for the time being.
You can bet the banks are not happy about having to give this money out, so take advantage of HARP now and save up to $4,264 each year1 before the program ends.
. Stop Paying For Cable/TV Every Month
With more and more people switching to subscriptions like Netflix and Hulu, it doesn't really make sense to pay a big cable fee each month anymore. Comcast, for instance, charges the same fee as a full Netflix subscription just to get basic/local channels and 50+ single program channels that nobody actually watches. But there's an even better solution to switching to an online network subscription--use a BlueWire TV Antenna.
Once you use BlueWire TV, you'll wonder why you've been paying for cable all these years. Most broadcast stations offer additional regional programming, absolutely free--and BlueWire TV let's you watch all of those channels in High-Def 1080p. The device attaches to the antenna jack of any TV and can receive broadcast signals from up to 30 miles away. On top of having access to so many channels for free, you'll find that it takes less time setting up your antenna than it does trying to call and cancel your cable service. Plug it into your tv and forget about it!
. Life-Proof Your House And Everything In It With This Program
Teachers understand the value of a warranty. You have so much work to do at work and at home, you don't want to get bogged down by repairs in your home.
With the American Home Shield Program, you can actually cover the big-ticket items in your house—things like your fridge, dishwasher, A/C—with a low-cost warranty plan so that everything you might need fixed is in one place.
. Teachers Save Up to 70% on Life Insurance1
Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For most, rising life insurance policy costs can add up significantly.
The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers in much the same way you would do with car insurance, or cell phone plans. Luckily, there’s a new website called LifeInsurance.net that will automatically use your information to find you the best life insurance policy for your needs at much lower prices.
. ADT is offering Officers a $850+ Discount on a Home Security System
This money saving idea is also for homeowners who are teachers, so if you’re a renter you can skip this one.
You may know that a home without a home security system is three times more likely to be broken into than a home with a security system. While installing a home alarm system isn’t just to stop burglars and intruders, it may also save you big money year after year. A house alarm may save you money on your homeowners insurance policy (which is generally mandatory if you own a home).
In fact, installing a home alarm system may give homeowners a 10-20% discount on their insurance. ADT is currently offering over $850 in security equipment if you just pay the installation fee of $99 and sign up for a 24 or 36 monthly monitoring contract.
. FREE Membership to Prime 8
Like what you've seen here? Get more discounts as we find them! We don't spam people with daily junk mail and joining us and Prime 8, a growing online community for teachers, is completely FREE! When we have a darn good deal, you will hear from us!
To join for free, simply enter your e-mail and click "SUBSCRIBE":
. Teachers Can Get Health Insurance For $9/month1
Health insurance is now available to more Americans than ever before. In the past, many people took the risk of not being insured, but with the Affordable Care Act (ACA) you can be fined if you don't have qualified health care insurance.
Instead of paying a fine, people who have not been able to afford insurance before are looking for affordable medical insurance options. Whether you have low, mid, or high income, you could greatly reduce your health insurance by using HealthInsurance.net to compare policies and prices, and find what's best for you.
. Don’t Drive Your Auto Warranty Into the Ground
You understand the need for a vehicle. In our great nation, people usually can’t get from Point A to Point B without some form of personal transportation—which means that you need your trusty automobile to last as long as possible.
Most cars come with a 3-year/36,000 mile warranty at the time of purchase, but what happens after that expires?
You’re stuck paying for costly repairs, that’s what. And as we mentioned before, mechanics may not be so honest, especially to someone who doesn't have the time or energy to learn everything about cars.
Do yourself a favor. Click the link below to learn about the process of extending your car’s warranty so that you can avoid expensive repair costs popping up in the future.
. Keep Your Community Beautiful By Going Solar—Here’s How
You work so hard to teach students—so of course you want to preserve the world they're going to live in.
Here’s some exciting news: residents in certain ZIP codes across the USA qualify for a little-known federal refund plan called the Renewable Energy Tax Credit which not only outfits their home with solar panels, but puts cash in their pockets to do it.
It’s a win-win situation: one on hand, you’re looking at substantial monthly savings on energy costs and on the other, you’re staring at an upfront influx of cash—just for participating!
Do yourself a favor and click the link below to see if your ZIP code qualifies for the tax credit.
. Need a Roofer? We’ve Got You Covered
While we’re on the subject of home ownership, what’s more important than the literal roof over your head? If you’ve got a leak, a hole, or a loose shingle, you understand the gravity of the situation—you’ve got to fix it…and fast!
If you find yourself in this debacle, don’t fret. We’ve got you covered.
Take a look at the link below for the lowest rates on roofing repairs in your area! You’ll gain access to information about qualified roofing specialists and their exclusive discounts.
What are you waiting for? Protect yourself from the elements by making sure your roof is safe and sound today!
. Keep Your Family Safe with the Pocket Guardian Personal Alarm
Inspired by the Military, the Pocket Guardian uses ear piercing sound (over 130 decibels) to deter bad guys and is quickly becoming one of the most sought after safety devices in America.
It will most likely be on every kid’s keychains or backpacks by the end of the year, but it should also be carried by every woman in America. With over 100,000 units sold in 2017 alone, this product makes our 2017 viral gadgets list!
Don’t let your worst nightmare become your reality. Safety doesn’t happen by accident, and school violence is growing everywhere. Purchase a personal alarm for your children and loved ones (or even yourself!) so you don't have to worry about them. The keychain design is perfect for use with house keys or car keys. It can also be attached to a backpack or a purse. Right now, the Pocket Guardian can be purchased for 50% OFF!